Free financial literacy program · Made in Canada

Financial literacy for Canadian teens

Learn budgeting, banking, taxes, credit, and investing through real-life lessons and interactive tools built for how money actually works in Canada.

Free · No account needed · Canada-focused

From the investing lesson

$50 a month from age 16

Live
Monthly
Return
Until age
age 16age 40
Balance Contributions
Total at 40$0
Contributions
$14,400
Growth
$22,795
Our teaching philosophy

Three steps. Every lesson.

01

See it

Understand money through visual examples.

Gross pay
$0
Deposited
$0
Income tax
$11.67
CPP
$16.94
EI
$5.77
Take-home
$317.62
02

Try it

Adjust the inputs and watch the outcome change.

Total at the end
$0
Contributions
$0
03

Know it

Connect the concept to a real financial decision.

Credit card example

$1,200 owing at 19.99%. Compare two repayment choices.

Select an option — the real cost appears here.

Interactive tools

Interactive tools for real numbers.

Budget Builder

Split monthly income into spending, goals and a buffer.

Money in this month
$400
  • Spending$200
  • Goals$120
  • Buffer$80
Open Budget Builder

Paycheque Calculator

Compare gross pay with estimated take-home pay.

Earned
$352
Deposited
$0
Open Paycheque Calculator

Compound Growth Calculator

Model how monthly contributions compound over time.

age 16age 40
At age 40$0
Open Compound Growth Calculator

Savings Goal Tool

Estimate the time required to reach a savings target.

Goal
$1,200
Estimated time11 mo
Open Savings Goal Tool
For parents

Take your child's financial literacy to the next level

ProfitED Pathways organize lessons around real goals, track completion automatically, and share results in one link.

  • Track every lesson
    Lesson-by-lesson completion, quiz scores and last activity in the parent dashboard.
  • Send reminders
    Email a nudge that links straight to the next lesson in the curriculum.
  • Verified certificate
    Plus includes the final assessment and a shareable certificate of completion.
Start here

Money Starts Here

Lesson 1 of 15 · 4 minutes

Start Lesson 1 free