$280 came in this month. Where did it actually go?
Most people can name what they earn. Almost nobody can name where it went. Move the sliders to your real life and watch the answer appear.
- Phone plan$45
- Transit / rides$30
- Food out$60
- Games, clothes, going out$55
- Subscriptions$22
Money left over is the part you get to aim at something: a goal, a buffer, or investing later.
Every dollar you receive is doing one of three jobs
Money is not a score. It is a tool with a small number of possible uses, and each dollar is quietly assigned to one of them whether you decide or not.
- Spending — it leaves now, in exchange for something.
- Saving — it waits for something you named in advance.
- Growing — it is invested for years, not weeks.
Guess before you look
Two people both earn $280 a month. One ends every month at zero, the other keeps $60. What most often explains the difference?
Pick one — guessing first is the point.
Quick check
Answering every check in this lesson completes it automatically.
Which job is each dollar doing?
Tap a bucket for each one. Instant feedback, no score kept.
- $12 on lunch out
- $40 set aside for a bike
- $25 a month into a long-term investment
- $60 buffer for surprises
- $18 monthly game subscription
Leo's first month with a paycheque
Leo is 16 and just got his first job. $310 lands in his account on the 15th. By the 22nd there is $40 left and he cannot account for most of it.
Check your understanding
Answering every check in this lesson completes it automatically.
Run your own month
Put your real income and your real spending into the Budget Builder and see what is genuinely left.
One more
Answering every check in this lesson completes it automatically.
Money you do not assign a job to gets assigned one for you.
0 of 3 checks answered